Blogfrom the primary sources
What changes in Cyprus, and what it costs you
Entry rules, property law, the market in Paphos. We write what we checked ourselves and link the primary source, so you don't have to take our word for any of it.
- Articles14
- Updated12 October 2026
- Sourcesin every article
Topics
Cyprus mortgage for non-residents in 2026: who lends, how much deposit, what rate
Can you get a mortgage in Cyprus without living there? What the four Cypriot banks publish, UK buyers, 20–30% deposits, the 3.24% average rate and an example.Read the article In shortThree of the four Cypriot banks state that their housing loans are for residents of Cyprus: Bank of Cyprus and Alpha Bank for permanent residents, Eurobank also for non-permanent residents on a holiday home or buy-to-let; Ancoria does not state a residence condition. None of the four publishes a product for a buyer living abroad, and Bank of Cyprus states that it offers no loans to persons in the United Kingdom. The Central Bank of Cyprus caps a loan at 80% of the value for a main home and 70% for anything else, and repayments at 80% of net disposable income, or 65% when the loan is in a currency other than the one you earn in or live in, which covers a euro loan repaid from a UK pension. The average rate on new Cyprus mortgages in July 2026 was 3.24%, with an APRC of 4.39%. All of this is as of 29 September 2026.Property development in Cyprus: what an investor makes on a new-build project
How property development in Cyprus pays an investor: buying a whole building from the developer, where 15–30% per project comes from, and joint ventures.13 minReadVAT on a new-build home in Cyprus in 2026: when it is 5% and when it is 19%
VAT on a new build in Cyprus in 2026: 19% as standard, 5% on the first 130 m² and €350,000 of a main home. Who qualifies, and how the split is worked out.13 minReadSelling property in Cyprus: capital gains tax at 20%, the 2026 exemptions and the UK side of the bill
Cyprus capital gains tax on property is 20% of the gain plus a 0.4% levy on the price. From 2026 exemptions are €30,000 and €150,000. Example and deadlines.13 minReadBuying property in Cyprus as a foreigner: the process, step by step (2026)
How a foreign buyer purchases a new build in Cyprus in 2026: reservation, your own lawyer, the contract, Land Registry lodging, the non-EU permit and the deed.14 minReadBest places to buy property in Cyprus: Paphos, Limassol, Larnaca and Nicosia compared on 2026 data
Paphos, Limassol, Larnaca, Nicosia and Famagusta on Central Bank, Land Registry and census data: price growth, sales, who buys and where the British live.11 minReadOff-plan or resale in Cyprus: how the two compare in 2026
Off-plan or resale in Cyprus: VAT at 19% or 5% against Land Registry transfer fees, title deeds, winter warmth and payments, worked through on a €300,000 home.13 minReadShort-term rentals in Cyprus in 2026: registration, tax and fines
Holiday letting in Cyprus in 2026: the tourism register, fines up to €5,000, 9% VAT, tax on the profit and what Airbnb and Booking now report to the state.13 minReadCyprus property market in 2026: how much is selling, who is buying and what prices are doing
The Cyprus property market as at September 2026: 13,288 sales contracts in eight months, foreign buyers by district, Central Bank prices and building permits.13 minReadSix doors in four years: how Europe closed residency by buying property, and where Cyprus stands
Ireland, Portugal, the Netherlands, Greece, Spain, Malta: four years of closures, what they mean for housing, and what a Cyprus home does and does not give you.6 minReadCyprus rental yield in 2026: what a Paphos apartment actually earns, and what it costs to run one
Cyprus rental yield in 2026: the RICS/KPMG apartment yield, live Paphos rents and a worked buy-to-let example on apartments for sale now.10 minReadCyprus tax in 2026: what the reform changed for individuals, companies and foreign buyers
From 1 January 2026 Cyprus corporation tax is 15%, the allowance is €22,000 and stamp duty is gone. The rates that apply now, and what they mean when you buy.18 minReadIs Cyprus in Schengen? 2026 news: the Council has the report, no decision yet
Cyprus now expects to join Schengen during 2027, and the EU Council has not decided. What we know as of 12 October and what changes for owners.12 minReadTitle deeds in Cyprus: what they are, what they cost and what protects a buyer before one exists
What a Cyprus title deed is, what the transfer costs, how long a new build's deed takes and what protects you meanwhile. Fees, selling without one, inheritance.16 minRead
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